Low interest environment, new regulation, new requirements from sales channels and retail clients and the advent of technological movement in life insurance business («InsurTech») are changing the game. The present situation reveals that best practice is not good enough anymore and some product types are just not working any longer in this low interest rate … Read more
Neulich hatte ich die Ehre und das Vergnügen, einer Präsentation beizuwohnen, die zum Thema hatte, wie der FC Bayern München – wahrlich ein Traditionsklub und polarisierender Weltverein – das Thema Digitalisierung angeht. Der Kern der Strategie und die Basis aller Aktivitäten ist das Transportieren von Emotionen. Wie unzertrennlich Fußball und Emotionen sind, zeigt uns gerade … Read more
Just to be clear right in the beginning, regulation and tech startups are not the major threats for a life insurer these days. It makes sense to have a closer look at what is boiling in the kitchens of the new (and old) competitors: 1) Asset managers offering simple, easy and cheap alternatives to classic … Read more